Flexibility for Life

Life changes quickly. Life insurance can help protect you and your loved ones through it all.

Your untimely death is the one risk that immediately pushes aside retirement, college funding, home ownership, and any other plans you may have made. That’s where life insurance can help. It protects those dreams for your loved ones, even after you’re gone.

No one likes to think about dying, but if anyone depends on you financially, you should protect them with life insurance.

If you were to die unexpectedly, would your spouse have enough money to cover funeral expenses and daily living expenses?

Would there be enough money to pay for everything your family relies on you for, if you were suddenly not around?

Would your family have to move and change their lifestyle if you were to die prematurely?

If your spouse were to outlive you by 10 or 20 years or more, would they be able to make ends meet?

Life insurance can also help you reach your financial goals while you’re living.

Permanent life insurance is designed to protect for a lifetime. It provides a unique blend of features that help cover a variety of needs which makes it a flexible financial planning tool.

If you’re diagnosed with a serious medical condition, life insurance may provide you with a portion of the policy’s death benefit while you’re still living.

Permanent life insurance policies build cash value, providing you with money you can use for other things like paying for college or future retirement income.*

Life insurance can create wealth and may help pass it on to your loved ones more efficiently.

If you live a long and healthy life, life insurance lets you use more of your assets in retirement without worrying about what you’ll leave for your loved ones.

  • Life insurance can leverage a limited number of premium payments into a sizeable death benefit.
  • Life insurance offers a predictable death benefit amount that is not linked to market performance.
  • The death benefit can be easily divided among several beneficiaries based on how you want the proceeds distributed.
  • The death benefit is paid in cash directly to your loved ones without the costs and delays that often impact assets distributed through the probate system.

As you grow and move through life, the benefits of life insurance can help you reach your financial goals.

Call me today to see how life insurance can help you grow and preserve wealth.

Mike Addante

Ameritas Wealth Advisors
Financial Advisor
440 Regency Parkway Drive
Suite #147
Omaha, NE 68114
402-397-1952 Phone
402-819-7746 Cell
402-397-8760 Fax

mikeaddante@ameritasfc.net

ameritasfc.net

Mike Addante offers products and services using the following business names: Ameritas Wealth Advisors – insurance and financial services | Ameritas Investment Company, LLC (AIC), Member FINRA/SIPC – securities and investments | Ameritas Advisory Services (AAS) – investment advisory services. AIC and AAS are not affiliated with Ameritas Wealth Advisors. Mike Addante is licensed to sell insurance and annuities.

*Tax law permits a policy owner to withdraw life insurance policy cash values up to the policy owner’s basis or investment in the contract without income tax consequences. Withdrawals and loans will reduce the available death benefit. Withdrawals beyond basis may be taxable income. Excess and unpaid loans will reduce policy value and may cause the policy to lapse. If a policy lapses, unpaid loans are treated as distributions for tax purposes. For more information about the tax results of life insurance, consult your attorney or tax advisor.

This material was developed and produced by Ameritas to provide information on a topic that may be of interest. This content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. The opinions expressed and material provided are for general information, and they should not be considered a solicitation for the purchase or sale of any security. Contact your representative for more information and assistance in obtaining life insurance and other products to help meet your financial planning needs.

This information is provided by Ameritas®, which is a marketing name for subsidiaries of Ameritas Mutual Holding company. Subsidiaries include Ameritas Life Insurance Corp. in Lincoln, Nebraska and Ameritas Life Insurance Corp. of New York (licensed in New York) in White Plains, New York. Each company is solely responsible for its own financial condition and contractual obligations. For more information about Ameritas®, visit ameritas.com.

Ameritas® and the bison design are registered service marks of Ameritas Life Insurance Corp. Fulfilling life® is a registered service mark of affiliate Ameritas Holding Company.

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